Credit Fraud Services

A powerful fraud detection solution for fast-growing credit players

AI based - Auditable and interpretable - Developed by financial fraud experts

A person navigating through a mobile phone.

Identity theft and synthetic ID fraud: €45bn lost to credit fraud in 2023.


1% of fraud losses
are recovered

in the world

If financial fraud was a country
it would be the #5
world power.

Despite existing models,
10% of fraud remains undetected

As our lives move increasingly online, credit fraud continues to rise and become more sophisticated.

Existing detection systems must evolve towards innovative real-time models that use artificial intelligence.

Objective: (Really) Know Your Customer!

  • Identity theft

    Verify data (telephone operator, bank details…)

  • Synthetic ID theft

    Detect inconsistencies thanks to Machine Learning

  • False declarations

    Verify payslips and tax returns

  • Broker scams

    Detect illicitly obtained documents

Reduce 50% of residual fraud
thanks to Machine Learning

Augment your existing systems with Bleckwen Credit Fraud Services: Using advanced AI and machine learning modules, it models the specific behaviour of your customers to detect fraud hidden deep in your data.

  • Explainability

    Any suspicious activity comes with a report outlining the reasons it was flagged as fraudulent.

  • Monitoring modules that evolve

    We return fraud scores to first validate healthy transactions and flag those that require further investigation.

  • Easy to integrate

    A SaaS API collects anonymised credit applications and returns scores with corresponding explanations.

  • Free trial

  • Bespoke fraud modules

    Machine Learning learns from your organisation’s historical data to produce an optimised, bespoke solution.

  • Real-time analysis

    AI analyses credit history to generate scores that minimise false positives.

  • No customer friction

    Does not add any friction to your existing customer relationship processes.

  • GDPR compliant

  • Demonstrated ROI

    1 euro spent saves 5 euros in fraud

  • Ready for future FATF requirements

  • Less false positives:

    Means less need for manual reviews

  • 50%+ reduction in residual fraud


"We were won over by Bleckwen's approach and the simplicity with which we were able to collaboratively build a bespoke solution in pilot projects. We were able to trust the system, and, in the space of 6 months alone, Bleckwen's API enabled us to avoid €1.8 million in fraud."

Karim Tinouiline
- Head of fraud prevention at Carrefour Banque & Assurance

API-based SaaS for greater flexibility.
compatible with your existing models.

  • Score feedbacks

    A template of our solution.
  • Integrated with your case manager

    Connect to the Bleckwen API and get scores and explanations in real-time directly inside your case management solution.

  • Explainability

    A template of our warnings.
  • Dashboard

Our solution, operational in
3 phases



We get your historical data and train our machine learning models



Connect to the Bleckwen API and check your scores in real time! Get your dashboards and check your performance. 



Insert notes and explanations in your tools and processes

Ready to get started?